BUSINESS BANKING ESSENTIALS

EVERYDAY BUSINESS BANKING
We make sure businesses of every size receive our utmost attention. The priorities of your business become the priorities of our bank. Together sharing goals and successes. To help your business become more successful, we put together a special package of business banking products and services. Everything you’ll need from a checking account to a credit card in one easy to open package.


SAVINGS AND DEPOSITS
Earn interest on your business funds, with a choice of added benefits: enjoy instant online access, lock money away for a fixed period and a fixed return, invest in foreign currency or take advantage of possible tax savings.

BUSINESS OVERDRAFT EXTRA MONEY TO HELP

A business overdraft is a line of credit that becomes available when you make any withdrawal for an amount greater than the balance in your business debit account.Even the most well managed businesses may have to deal with unforeseen events and unexpected expenses. And that may mean finding extra short-term funds at short notice. A business overdraft can help ensure that you have funds in place and available immediately should the unexpected happen.

Apply for an overdraft on your main business transaction account and you’ll know it’s there, in case you need to cover unplanned expenses and manage unpredictable income and outgoings. We know it’s important to have an overdraft you can rely on, that is why when a limit has been agreed your Business Overdraft will provide instant access to funds.

EXAMPLES OF WHEN TO USE A BUSINESS OVERDRAFT
You run a seasonal business: A business that makes the bulk of its income during a set period of the year but needs funds to pay expenses year-round could use an overdraft to cover costs before the next season begins. For example, a retail store that makes the bulk of its profits in the lead-up to Christmas may use a business overdraft to pay its staff during slower periods.

You work on long-term contracts: If you need to cover expenses throughout the project before you’re paid on completion, an overdraft can help. For example, construction companies that are paid the bulk of their fees after a project is completed may use a business overdraft to pay for staff and materials during construction.