FINANCE FOR GROWTH

GROW AND INVEST IN YOUR BUSINESS
Research shows that a lack of funding is one of the main barriers to business expansion. Our loans can give you medium-to-long term financing to help you grow your business. Term loans can come in different shapes and sizes; they can be given for individual use or as small business loans.
Business term loans can vary in the amount of time you have to repay them; however, a business term loan is always tied to a fixed sum of money borrowed up front with an established payment schedule. Term loans are good for larger purchases that may take a while to return value, such as buying a business or renovating your facility.


WHAT IS ANNUAL INTEREST RATE?
Annual Interest Rate calculates the yearly interest percentage you pay based on your average loan balance. This rate excludes any fees. While you should always consider the total cost of a loan, for longer terms (more than 12 months) you can use the Annual Interest Rate to compare loans of similar duration.

EQUIPMENT FINANCE
BUY WHAT YOU NEED, WHEN YOU NEED IT

Every growing business will invest in major assets such as vehicles, machinery or equipment. Talk to one of our dedicated Equipment Finance Managers and see how you could buy exactly what you need, without waiting or touching your working capital.

Don't let your business be held back by a lack of essential equipment or technology. Buy key assets as they're required, and ensure your business continues to expand.

MINIMISE UPFRONT COSTS AND SPREAD REPAYMENTS
You can apply for finance for up to 100% of the GST exclusive price of the new asset. In most cases, whatever asset you buy can be used as security on the loan. Spread out the loan over the economic lifespan of your asset, so you repay the loan before you need to replace the asset. Keep the cost of finance down through our competitive interest rates.

What if your customers could pay for their production equipment over time with fixed monthly payments? Offering fast, flexible funding expands their buying power and creates opportunities for all of you. Leverage our reliable capital and tenured experience for accelerated sales cycles, increased transactions and quick payments to you upon delivery.